📍Virginia Beach, VA

Find Insurance Agents in Virginia Beach, VA

Virginia Beach has 63 insurance agents averaging 4.5 stars across 14,474 reviews. The most popular services are auto (47 agents), home (47 agents), life (47 agents).

63
Licensed Agents
4.5/5
Avg. Rating
12 yrs
Avg. Experience
7
Service Types

Insurance in Virginia Beach, Virginia

Key insurance factors and local considerations for Virginia Beach residents.

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Auto Insurance in Virginia Beach

Virginia drivers pay an average of $1,990/yr for auto insurance — 12% below the national average of $2,264. With Northern Virginia DC commuter congestion and I-95 corridor traffic, comprehensive coverage is especially important. Virginia is an at-fault state with minimum liability of 30/60/20.

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Home Insurance in Virginia Beach

Homeowners in Virginia pay $2,102/yr on average — 19% below the national average.

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Life Insurance in Virginia Beach

With a median household income of $79,712, Virginia Beach residents have diverse life insurance needs. Approximately 54% of Virginia households carry life insurance.

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Renters Insurance in Virginia Beach

Many Virginia Beach residents rent. Renters insurance averages $175/yr in Virginia, protecting personal property and beyond.

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Final Expense Insurance in Virginia Beach

With a growing senior community and regional funeral costs averaging $8,300, final expense insurance helps Virginia Beach families avoid financial burden. No-exam whole life policies are widely available through local agents.

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Pet Insurance in Virginia Beach

Many Virginia Beach households own pets. With average vet visit costs of $70 in Virginia, pet insurance can offset unexpected expenses. Accident-only and comprehensive plans are available through local agents.

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Health Insurance in Virginia Beach

Virginia has a 7.2% uninsured rate. Virginia operates its own health insurance marketplace. Open enrollment runs November through January.

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📊Local Data

Virginia Beach, VA Insurance by the Numbers

Key insurance, driving, and demographic statistics for Virginia Beach and Virginia to help you make informed coverage decisions.

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457,672
City Population
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170,851
Households
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5,921,532
Licensed Drivers in VA
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$79,712
Median Household Income
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Auto Insurance

$1,990/yr
Avg. auto premium in VA
10.5%
Uninsured motorist rate
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Home Insurance

$2,102/yr
Avg. homeowners premium in VA
$175/mo
Monthly cost estimate
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Renters Insurance

$175/yr
Avg. renters premium in VA
$15/mo
Monthly cost estimate
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Motorcycle Insurance

$550/yr
Avg. motorcycle premium in VA
All Riders
Helmet law requirement
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Health Insurance

7.2%
Uninsured rate in VA
State-Based
ACA Marketplace type
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Life Insurance

54%
Life insurance ownership rate
Average
Life expectancy rank
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Business Insurance

800,000
Small businesses in VA
Required
Workers' comp status
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Final Expense

16%
Population age 65+
$8,300
Avg. funeral cost
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Pet Insurance

65%
Pet ownership rate
$70
Avg. vet visit cost

Sources: NHTSA, FHWA, IRC, NAIC, Bankrate, MoneyGeek, US Census Bureau. State-level averages; individual rates vary.

Insurance FAQ — Virginia Beach, VA

What types of insurance can I find in Virginia Beach, VA?
Insurance agents in Virginia Beach offer auto insurance, home insurance, life insurance, renters insurance, pet insurance, final expense insurance, and health insurance. With 63 agents serving the area, you can compare coverage options and find the policy that best fits your needs and budget.
How do I choose an insurance agent in Virginia Beach?
Virginia Beach has 63 licensed insurance agents with an average rating of 4.5 out of 5. Look for agents with strong customer reviews, experience in the coverage you need, and willingness to explain your options. Comparing quotes from multiple agents is the best way to ensure competitive pricing.
How much does car insurance cost in Virginia Beach, VA?
The average car insurance premium in Virginia is $1,990 per year, which is below the national average of $2,264. Your actual rate in Virginia Beach depends on your driving history, vehicle type, coverage levels, and credit score. Getting quotes from multiple Virginia Beach agents is the best way to find your lowest rate.
Do I need flood insurance in Virginia Beach?
Virginia Beach faces weather risks that include hurricanes (coastal), severe thunderstorms, flooding, making flood insurance an important consideration. Standard homeowners policies do not cover flood damage, so a separate flood policy through the NFIP or a private insurer is necessary if your property is in or near a flood-prone area. A local Virginia Beach agent can help you assess your specific risk.
How much life insurance do I need in Virginia Beach?
Financial advisors typically recommend 10 to 12 times your annual income in life insurance coverage. With Virginia Beach's median household income of $79,712, that translates to roughly $797,120 to $956,544. A local life insurance agent can help you factor in debts, dependents, and future expenses to determine the right amount.
How much does renters insurance cost in Virginia Beach?
Renters insurance in Virginia averages about $175 per year, or roughly $15 per month. That's below the national average of $189 per year. Your actual cost in Virginia Beach depends on your coverage limits, deductible, and any bundled discounts with other policies.

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