📍Hampton, VA

Find Insurance Agents in Hampton, VA

Hampton has 33 insurance agents averaging 4.5 stars across 3,044 reviews. The most popular services are auto (20 agents), home (20 agents), life (20 agents).

33
Licensed Agents
4.5/5
Avg. Rating
12 yrs
Avg. Experience
7
Service Types

Insurance in Hampton, Virginia

Key insurance factors and local considerations for Hampton residents.

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Auto Insurance in Hampton

Virginia drivers pay an average of $1,990/yr for auto insurance — 12% below the national average of $2,264. With Northern Virginia DC commuter congestion and I-95 corridor traffic, comprehensive coverage is especially important. Virginia is an at-fault state with minimum liability of 30/60/20.

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Home Insurance in Hampton

Homeowners in Virginia pay $2,102/yr on average — 19% below the national average.

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Life Insurance in Hampton

With Virginia's cost of living, Hampton residents have diverse life insurance needs. Approximately 54% of Virginia households carry life insurance.

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Renters Insurance in Hampton

Many Hampton residents rent. Renters insurance averages $175/yr in Virginia, protecting personal property and beyond.

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Final Expense Insurance in Hampton

With a growing senior community and regional funeral costs averaging $8,300, final expense insurance helps Hampton families avoid financial burden. No-exam whole life policies are widely available through local agents.

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Pet Insurance in Hampton

Many Hampton households own pets. With average vet visit costs of $70 in Virginia, pet insurance can offset unexpected expenses. Accident-only and comprehensive plans are available through local agents.

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Health Insurance in Hampton

Virginia has a 7.2% uninsured rate. Virginia operates its own health insurance marketplace. Open enrollment runs November through January.

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📊Local Data

Hampton, VA Insurance by the Numbers

Key insurance, driving, and demographic statistics for Hampton and Virginia to help you make informed coverage decisions.

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5,921,532
Licensed Drivers in VA
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Auto Insurance

$1,990/yr
Avg. auto premium in VA
10.5%
Uninsured motorist rate
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Home Insurance

$2,102/yr
Avg. homeowners premium in VA
$175/mo
Monthly cost estimate
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Renters Insurance

$175/yr
Avg. renters premium in VA
$15/mo
Monthly cost estimate
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Motorcycle Insurance

$550/yr
Avg. motorcycle premium in VA
All Riders
Helmet law requirement
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Health Insurance

7.2%
Uninsured rate in VA
State-Based
ACA Marketplace type
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Life Insurance

54%
Life insurance ownership rate
Average
Life expectancy rank
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Business Insurance

800,000
Small businesses in VA
Required
Workers' comp status
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Final Expense

16%
Population age 65+
$8,300
Avg. funeral cost
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Pet Insurance

65%
Pet ownership rate
$70
Avg. vet visit cost

Sources: NHTSA, FHWA, IRC, NAIC, Bankrate, MoneyGeek, US Census Bureau. State-level averages; individual rates vary.

Insurance FAQ — Hampton, VA

What types of insurance can I find in Hampton, VA?
Insurance agents in Hampton offer auto insurance, home insurance, life insurance, renters insurance, pet insurance, health insurance, and final expense insurance. With 33 agents serving the area, you can compare coverage options and find the policy that best fits your needs and budget.
How do I choose an insurance agent in Hampton?
Hampton has 33 licensed insurance agents with an average rating of 4.5 out of 5. Look for agents with strong customer reviews, experience in the coverage you need, and willingness to explain your options. Comparing quotes from multiple agents is the best way to ensure competitive pricing.
How much does car insurance cost in Hampton, VA?
The average car insurance premium in Virginia is $1,990 per year, which is below the national average of $2,264. Your actual rate in Hampton depends on your driving history, vehicle type, coverage levels, and credit score. Getting quotes from multiple Hampton agents is the best way to find your lowest rate.
Do I need flood insurance in Hampton?
Hampton faces weather risks that include hurricanes (coastal), severe thunderstorms, flooding, making flood insurance an important consideration. Standard homeowners policies do not cover flood damage, so a separate flood policy through the NFIP or a private insurer is necessary if your property is in or near a flood-prone area. A local Hampton agent can help you assess your specific risk.
How much does renters insurance cost in Hampton?
Renters insurance in Virginia averages about $175 per year, or roughly $15 per month. That's below the national average of $189 per year. Your actual cost in Hampton depends on your coverage limits, deductible, and any bundled discounts with other policies.

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