📍Minneapolis, MN

Find Insurance Agents in Minneapolis, MN

Minneapolis has 81 insurance agents averaging 4.8 stars across 17,082 reviews. The most popular services are auto (62 agents), home (62 agents), life (62 agents).

81
Licensed Agents
4.8/5
Avg. Rating
12 yrs
Avg. Experience
7
Service Types

Insurance in Minneapolis, Minnesota

Key insurance factors and local considerations for Minneapolis residents.

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Auto Insurance in Minneapolis

Minnesota drivers pay an average of $2,044/yr for auto insurance — 10% below the national average of $2,264. With severe winter driving conditions 5+ months and ice-covered road hazards, comprehensive coverage is especially important. Minnesota is an no-fault state with minimum liability of 30/60/10.

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Home Insurance in Minneapolis

Homeowners in Minnesota pay $2,191/yr on average — 15% below the national average. Minneapolis properties face ice dams cause major roof and interior damage and frozen pipe bursts in extreme cold. Tip: Ice dam prevention measures can reduce claims

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Life Insurance in Minneapolis

With a median household income of $67,710, Minneapolis residents have diverse life insurance needs. The city's health-conscious population with good life expectancy. Approximately 56% of Minnesota households carry life insurance.

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Renters Insurance in Minneapolis

An estimated 48% of Minneapolis residents rent and average monthly rent around $1,350. Renters insurance averages $190/yr in Minnesota, protecting personal property in neighborhoods like Uptown, Northeast Minneapolis, North Loop and beyond.

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Final Expense Insurance in Minneapolis

With 11% of Minneapolis's population over 65 and regional funeral costs averaging $8,400, final expense insurance helps Minneapolis families avoid financial burden. No-exam whole life policies are widely available through local agents.

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Pet Insurance in Minneapolis

An estimated 57% of Minneapolis households own pets. With average vet visit costs of $62 in Minnesota, pet insurance can offset unexpected expenses. Accident-only and comprehensive plans are available through local agents.

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Health Insurance in Minneapolis

Minneapolis has a 6% health uninsured rate. Major hospitals like Mayo Clinic (nearby Rochester) and Hennepin Healthcare are in-network for most marketplace plans. Minnesota operates its own health insurance marketplace. Open enrollment runs November through January.

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📊Local Data

Minneapolis, MN Insurance by the Numbers

Key insurance, driving, and demographic statistics for Minneapolis and Minnesota to help you make informed coverage decisions.

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425,336
City Population
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186,062
Households
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4,152,710
Licensed Drivers in MN
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$67,710
Median Household Income
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Auto Insurance

$2,044/yr
Avg. auto premium in MN
9.9%
Uninsured motorist rate
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Home Insurance

$2,191/yr
Avg. homeowners premium in MN
$183/mo
Monthly cost estimate
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Renters Insurance

$190/yr
Avg. renters premium in MN
$16/mo
Monthly cost estimate
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Motorcycle Insurance

$560/yr
Avg. motorcycle premium in MN
Under 18
Helmet law requirement
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Health Insurance

4.5%
Uninsured rate in MN
State-Based
ACA Marketplace type
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Life Insurance

56%
Life insurance ownership rate
Above Avg.
Life expectancy rank
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Business Insurance

550,000
Small businesses in MN
Required
Workers' comp status
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Final Expense

16.5%
Population age 65+
$8,400
Avg. funeral cost
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Pet Insurance

70%
Pet ownership rate
$62
Avg. vet visit cost

Sources: NHTSA, FHWA, IRC, NAIC, Bankrate, MoneyGeek, US Census Bureau. State-level averages; individual rates vary.

Insurance FAQ — Minneapolis, MN

What types of insurance can I find in Minneapolis, MN?
Insurance agents in Minneapolis offer auto insurance, home insurance, life insurance, renters insurance, health insurance, final expense insurance, and pet insurance. With 81 agents serving the area, you can compare coverage options and find the policy that best fits your needs and budget.
How do I choose an insurance agent in Minneapolis?
Minneapolis has 81 licensed insurance agents with an average rating of 4.8 out of 5. Look for agents with strong customer reviews, experience in the coverage you need, and willingness to explain your options. Comparing quotes from multiple agents is the best way to ensure competitive pricing.
How much does car insurance cost in Minneapolis, MN?
The average car insurance premium in Minnesota is $2,044 per year, which is below the national average of $2,264. Your actual rate in Minneapolis depends on your driving history, vehicle type, coverage levels, and credit score. Getting quotes from multiple Minneapolis agents is the best way to find your lowest rate.
How much does renters insurance cost in Minneapolis?
Renters insurance in Minnesota averages about $190 per year, or roughly $16 per month. That's above the national average of $189 per year. Your actual cost in Minneapolis depends on your coverage limits, deductible, and any bundled discounts with other policies.

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