📍Florence, SC

Find Insurance Agents in Florence, SC

Florence has 35 insurance agents averaging 4.3 stars across 2,516 reviews. The most popular services are final-expense (22 agents), auto (20 agents), home (20 agents).

35
Licensed Agents
4.3/5
Avg. Rating
13 yrs
Avg. Experience
7
Service Types

Insurance in Florence, South Carolina

Key insurance factors and local considerations for Florence residents.

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Auto Insurance in Florence

South Carolina drivers pay an average of $1,886/yr for auto insurance — 17% below the national average of $2,264. With high fatal accident rate and hurricane evacuation congestion, comprehensive coverage is especially important. South Carolina is an at-fault state with minimum liability of 25/50/25.

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Home Insurance in Florence

Homeowners in South Carolina pay $2,776/yr on average — 8% above the national average.

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Life Insurance in Florence

With South Carolina's cost of living, Florence residents have diverse life insurance needs. Approximately 47% of South Carolina households carry life insurance.

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Renters Insurance in Florence

Many Florence residents rent. Renters insurance averages $205/yr in South Carolina, protecting personal property and beyond.

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Final Expense Insurance in Florence

With a growing senior community and regional funeral costs averaging $7,400, final expense insurance helps Florence families avoid financial burden. No-exam whole life policies are widely available through local agents.

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Pet Insurance in Florence

Many Florence households own pets. With average vet visit costs of $58 in South Carolina, pet insurance can offset unexpected expenses. Accident-only and comprehensive plans are available through local agents.

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Health Insurance in Florence

South Carolina has a 10.7% uninsured rate. Residents can find plans through the federal marketplace at healthcare.gov. Open enrollment runs November through January.

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📊Local Data

Florence, SC Insurance by the Numbers

Key insurance, driving, and demographic statistics for Florence and South Carolina to help you make informed coverage decisions.

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4,098,108
Licensed Drivers in SC
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Auto Insurance

$1,886/yr
Avg. auto premium in SC
10.9%
Uninsured motorist rate
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Home Insurance

$2,776/yr
Avg. homeowners premium in SC
$231/mo
Monthly cost estimate
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Renters Insurance

$205/yr
Avg. renters premium in SC
$17/mo
Monthly cost estimate
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Motorcycle Insurance

$530/yr
Avg. motorcycle premium in SC
Under 21
Helmet law requirement
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Health Insurance

10.7%
Uninsured rate in SC
Federal (HC.gov)
ACA Marketplace type
❤️

Life Insurance

47%
Life insurance ownership rate
Below Avg.
Life expectancy rank
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Business Insurance

500,000
Small businesses in SC
Required
Workers' comp status
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Final Expense

18%
Population age 65+
$7,400
Avg. funeral cost
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Pet Insurance

70%
Pet ownership rate
$58
Avg. vet visit cost

Sources: NHTSA, FHWA, IRC, NAIC, Bankrate, MoneyGeek, US Census Bureau. State-level averages; individual rates vary.

Insurance FAQ — Florence, SC

What types of insurance can I find in Florence, SC?
Insurance agents in Florence offer auto insurance, home insurance, life insurance, renters insurance, pet insurance, final expense insurance, and health insurance. With 35 agents serving the area, you can compare coverage options and find the policy that best fits your needs and budget.
How do I choose an insurance agent in Florence?
Florence has 35 licensed insurance agents with an average rating of 4.3 out of 5. Look for agents with strong customer reviews, experience in the coverage you need, and willingness to explain your options. Comparing quotes from multiple agents is the best way to ensure competitive pricing.
How much does car insurance cost in Florence, SC?
The average car insurance premium in South Carolina is $1,886 per year, which is below the national average of $2,264. Your actual rate in Florence depends on your driving history, vehicle type, coverage levels, and credit score. Getting quotes from multiple Florence agents is the best way to find your lowest rate.
Do I need flood insurance in Florence?
Florence faces weather risks that include hurricanes, flooding, severe thunderstorms, making flood insurance an important consideration. Standard homeowners policies do not cover flood damage, so a separate flood policy through the NFIP or a private insurer is necessary if your property is in or near a flood-prone area. A local Florence agent can help you assess your specific risk.
How much does renters insurance cost in Florence?
Renters insurance in South Carolina averages about $205 per year, or roughly $17 per month. That's above the national average of $189 per year. Your actual cost in Florence depends on your coverage limits, deductible, and any bundled discounts with other policies.

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